---
title: Do I qualify for a buy-to-let mortgage?
description: "You may qualify for a buy-to-let mortgage if you: Please note that each lender will have specific criteria based on their risk appetite and product range at the time of application and we recommend th"
---

[Skip to content](https://help.dashly.com/migration/do-i-qualify-for-a-buy-to-let-mortgage#main-content)

English

Show submenu for translations

[Contact us](https://help.dashly.com/migration/kb-tickets/new?hsLang=en) [Customer portal](https://help.dashly.com/tickets-view?hsLang=en)

![dashly\_symbol\_white.png\]](https://help.dashly.com/hs-fs/hubfs/dashly_symbol_white.png?height=40&name=dashly_symbol_white.png)

Open main navigation

Close main navigation

- English
  
  Show submenu for translations
- [Contact us](https://help.dashly.com/migration/kb-tickets/new)
- [Customer portal](https://help.dashly.com/tickets-view)
- Back to dashly.com

 Back to dashly.com

 Hello. How can we help you?

- There are no suggestions because the search field is empty.

1. [Help Centre](https://help.dashly.com/migration?hsLang=en)
2. [Mortgage Questions](https://help.dashly.com/migration/mortgage-questions?hsLang=en)
3. [Buy to Let Mortgages](https://help.dashly.com/migration/mortgage-questions?hsLang=en#buy-to-let-mortgages)

# Do I qualify for a buy-to-let mortgage?

You may qualify for a buy-to-let mortgage if you:

1. Are applying for a mortgage on a property valued above £50,000
2. You're willing and able to charge rent at or above your chosen lenders rental stress testing calculation (usually 120%)
3. You have a deposit available of at least 20% of the property value

*Please note that each lender will have specific criteria based on their risk appetite and product range at the time of application and we recommend that you speak to an independent mortgage broker before making an application.* 

### Related Articles

![](https://help.dashly.com/hubfs/Knowledge%20Base%20Import/dashly.freshdesk.comsupportsolutionsarticles77000316050-do-i-qualify-for-a-buy-to-let-mortgage-hit.gif)

- [Advisers](https://help.dashly.com/migration/advisers?hsLang=en#main-content)

    - [Getting started](https://help.dashly.com/migration/advisers?hsLang=en#getting-started)
- [Homeowners](https://help.dashly.com/migration/homeowners?hsLang=en#main-content)

    - [Getting started](https://help.dashly.com/migration/homeowners?hsLang=en#getting-started)
    - [Blink Magnet](https://help.dashly.com/migration/homeowners?hsLang=en#blink-magnet)
    - [Using your dashboard](https://help.dashly.com/migration/homeowners?hsLang=en#using-your-dashboard)
    - [Credit Reports & Open Banking](https://help.dashly.com/migration/homeowners?hsLang=en#credit-reports-open-banking)
- [Mortgage Questions](https://help.dashly.com/migration/mortgage-questions?hsLang=en#main-content)

    - [General Questions](https://help.dashly.com/migration/mortgage-questions?hsLang=en#general-questions)
    - [Buy to Let Mortgages](https://help.dashly.com/migration/mortgage-questions?hsLang=en#buy-to-let-mortgages)
    - [Making or managing a mortgage application](https://help.dashly.com/migration/mortgage-questions?hsLang=en#making-or-managing-a-mortgage-application)
- [Security, Privacy & GDPR](https://help.dashly.com/migration/security-privacy-gdpr?hsLang=en)
- [General](https://help.dashly.com/migration/general?hsLang=en)

# Dashly Limited

© 2021 DASHLY. All rights reserved.

<https://www.linkedin.com/DashlyHQ>

Copyright © 2026, Dashly Limited