---
title: Application or Decision in Principle (AIP) / (DIP)
description: An application or decision in principle is a documented proof that a lender is willing to provide the loan you need for your mortgage.  An AIP or DIP is not a guarantee that someone is going to lend y
---

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# Application or Decision in Principle (AIP) / (DIP)

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An application or decision in principle is a documented proof that a lender is willing to provide the loan you need for your mortgage.  An AIP or DIP is not a guarantee that someone is going to lend you the money for your mortgage - it's simply a note that says you are eligible. 

You can ask your lender for one to prove you are eligible - they will ask some basic questions and perform a credit check. If it's a soft credit check, it will have no effect on your credit. If it is a hard credit check and your application for an AIP or DIP is turned down, your credit score could suffer slightly.

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